Archive for the Money Saving Ideas Category


Approach weddings with the head, not the heart

Approach weddings with the head, not the heart but "What will it cost?" Knowing human nature, I can already tell you that you are lucky if you end up less than 50% over budget. Weddings, like funerals, make you financially stupid because emotions rule. As the fund managers tell us: do not think … Read […]

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What would be the average cost of a financial planner?

Question by fyrechick: What would be the average cost of a financial planner? We are very new to this and a young family. We would like to start investing and do not currently have any money in investments. The money we would be investing would be only a modest amount. I know everyone is different […]

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How much does it cost to purchase a certificate of deposit?

by infomatique Question by Ana: How much does it cost to purchase a certificate of deposit? I am making a budget for my Economics class and I have to find a savings strategy and one of them is getting a certificate of deposit. My teacher says you have to buy them and I have no […]

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How much does it cost to deliver a motorcycle?

Question by Tj: How much does it cost to deliver a motorcycle? I’m finding the motorcycle I want is sold cheaper, much cheaper in southern states, and I live in the DC area. I’m looking at 1-2,000 dollar savings. If it’s worth it, I’d like to buy a bike in another state, and have a […]

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Q&A: What are some simple or creative ideas to live frugally?

Question by Maria Gallercia: What are some simple or creative ideas to live frugally? I am 23-years old and would love to hear people’s input on how to live frugally in every aspect of life (cooking, childrearing, grocery shopping, health, automotive, pursuing one’s education, to better one self, etc.). I am looking on how to […]

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Is it a good idea to purchase a debit card or gift card?

Question by bored: Is it a good idea to purchase a debit card or gift card? I want to be able to make purchases online and in stores without having to pay extra fees after every transaction. I don’t have a savings or checking account and i can’t afford the monthly upkeep of one. So […]

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How much of a drop in interest rates is needed to make refinancing worth all the closing costs and fees?

Question by matrixtinter: How much of a drop in interest rates is needed to make refinancing worth all the closing costs and fees? We are currently at a 6.5% fixed 30year mortgage on 290,000. We are wondering if it is worth it to refinance to a 5.5% fixed 30 year mortgage. We’ve done the calculator […]

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Roseland's Dec. 11 Council Meeting Filled with Emotional Support for DPW

Roseland's Dec. 11 Council Meeting Filled with Emotional Support for DPW … Later when asked by the West Essex TAP for a comment, Broderick responded, “I am willing to sit down with the Mayor and Council at any time to discuss any implementation, of any cost saving measure, that affects the DPW membership. I don't […]

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Q&A: Is it a good idea to install a radiant barrier to save energy in a home?

Question by niceredstateguy: Is it a good idea to install a radiant barrier to save energy in a home? I live in the southern U. S. [Please don’t hold that against me ;-D I wasn’t born here but I got here as fast as I could!] All this past summer I heard advertisements for radiant […]

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Q&A: How should I handle my savings when applying for financial aid?

by Robert of Fairfax Question by Nicholas N: How should I handle my savings when applying for financial aid? I have a good amount of money saved up in the bank, and soon I will be applying to colleges and all that jazz. I’ve been told that it’s best to take your savings OUT of […]

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