Question by chutch1974: What can I do to cut household costs?
My husband and I are working towards eliminating some of our household costs. We already avoid debt, save money, and try to live within our means. We both work and make a fairly good income, but we never seem to get ahead. Please give me some pointers on what else we can do to pay off our debt and have more money in the bank.
Answer by Greg S
Buy store brand or generic whenever you can handle it.
Try and make any driving you do all in one trip rather than
many small trips. Check out your needs for cable and internet, maybe you can reduce the service. Turn off the lights and any electronics when you aren’t using them. Do everything yourself as far as home repairs go. Work a little overtime and/or get a part time holiday job to get a jump on your debt. Make a budget include all income and all bills make a list of total debts (that you can pay off, not utilities)
list them from the smallest amount to largest pay the minimum towards all except the smallest amount and put any extra money you have towards that. Once that is paid off apply all that money towards the next item on your list. And keep doing that.
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