Question by CommonSense: Would US healthcare be best served by reducing MEDICAL costs and avoiding healthcare insurance completely?
Instead of having the health insurance industry or a govt bureaucrat determine how to treat a patient’s medical condition, what are some suggestions on reducing the costs of existing treatments? The health insurance industry has duped us into believing that they are part of the solution when in fact they ARE the problem. Medical care professional offices hire large staffs to process insurance claims so that the health care industry can self-perpetuate. The health insurance industry encourages and rewards it’s employees to put roadblocks in our way. Let’s put them out of business and solve the US health-care problems the right way – by getting at the root cause.
Best answer:
Answer by the tax lady
So, what would you do if I came down with cancer (or had a heart attack or got in a car accident) and suddenly had $ 100,000 in bills. Even if your scenario cut costs by 50%, most people do NOT have $ 50,000 sitting around in their emergency fund.
Know better? Leave your own answer in the comments!
Hmm. I’m not sure that reducing medical COSTS is the exact answer – but quitting smoking, losing weight, and excercising regularly, and not running to the doctor with every sniffle and ache would be a darned fine start.
Maybe moving everything over to large deductible plans, so that maintenance stuff is on Joe Average (weight, smoking, etc), and the BIG stuff is covered – oh, wait, you can buy policies like that now.