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I had purchased a Frigidaire 70pt Dehumidifier in April 2011. The dehumidifier stopped working last week, just two months after the 1 year anniversary. I was expecting the dehumidifier to work for at least 3 years before breaking but since so many people had written reviews discussing how unreliable the dehumidifier was, I bought the 4 year Square Trade warranty to cover myself. As it turns out, it turned a bad experience with the dehumidifier into a tolerable experience since the warranty coverage reimbursed me completely for the price I paid for the dehumidifier, less shipping and tax.
So after barely a year of use, my dehumidifier broke down. I filed an online claim with SquareTrade, and within 48 hours had accepted an Amazon Gift Card for the full price I paid for the dehumidifier.
For me, the SquareTrade warranty worked perfectly and was a good investment. I would not purchase an extended warranty for everything I buy, but for certain items, like dehumidifiers, that have terrible reliability issues, it is worth considering.
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We run our dehumidifier 24/7, and have found that a warranty pays off for us. Square Trade allowed us to handle the entire deal online, at a reasonable price.